Luxury Real Estate Market Shifts in 2026: Why All-Cash Buyers Are Facing New Competition from Financed Deals
Last updated: February 28, 2026 Key Takeaways * All-cash buyers are losing their competitive edge as mortgage rates decline and affluent buyers increasingly leverage financing to preserve liquidity and investment flexibility * Inventory has surged more than 10% year-over-year nationally, with new listings jumping nearly 30% week-over-week in January 2026, creating more